Safe & secure holiday shopping that's #realeasy.

Getting ready to kick off your holiday shopping? Keeping your finances safe and secure should be at the top of your list.

When checking out at the store, it’s often a good idea to pay by card rather than cash.

That’s why so many of our members use the Suffolk Credit Union Mastercard® Debit Card. Here’s why it should be your go-to payment method during the holidays:

1. Enhanced security: Relying on your card can help you avoid the risks of carrying extra cash. Plus, when you download the CardValet® app, you can help protect your debit card by setting up real-time transaction alerts and controlling how and when your card can be used. Your purchases can also be covered by Mastercard’s Zero Liability protection for unauthorized transactions—just choose “credit” instead of “debit” when you pay with your card.

2. Fast payments: Zip through checkout with your contactless debit card, which lets you pay with a tap at any contactless card reader. Add your card to your phone’s digital wallet to pay quickly and securely from your device.

3. Easy budgeting: Monitoring your holiday spending is much easier when you pay by card. Review all your recent transactions in online banking and keep tabs on your budget using our Personal Financial Management (PFM) tool.

Holiday Scammers

Don’t let scams spoil the season.

As people celebrate the holidays by donating to charities and giving to loved ones, scammers and thieves are looking for ways to capitalize on their generosity.

Certain risks can be especially common, such as fraudulent online shopping offers, fake charities, and “porch pirates” who swipe recently delivered packages.

To help protect your finances, stay informed about the latest holiday scams, red flags to watch out for, and tips for avoiding online threats.