Mortgages

Need a home loan? Make your move with a mortgage from us.

Better mortgage financing options put you in control.

When you're ready to upgrade, purchase a vacation home or find your first home on Long Island, turn to Suffolk Credit Union. We offer mortgage lending options and interest rates tailored to suit your budget and your lifestyle.

Competitive fixed and variable rates

Various terms available

Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina. 

Whether you're a first-time buyer or a longtime owner, mortgage options from Suffolk Credit Union give you the purchasing power you need. 

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Home Assistance Subsidy

Suffolk Credit Union's Home Assistance Subsidy offers $1,000 towards down payment and closing costs for financing your primary residence (including refinances) in select zip codes: 11550, 11520, 11701, 11706, 11713, 11717, 11722, 11726, 11749, and 11798. Speak with a mortgage representative for details* and start your journey to homeownership today.

Financial Education

Tips to tune-up your financial plan.

* Suffolk Credit Union offers a Home Assistance Subsidy of $1,000 for down payment and closing cost assistance for the financing of a primary residence (including refinances) by qualified loan applicants for properties within zip codes 11550, 11520, 11701, 11706, 11713, 11717, 11722, 11726, 11749 and 11798. Please speak to a mortgage representative for additional details.Program subject to change without notice.