Make your move with a mortgage from us.

Better mortgage options put you in control.

When you're ready to upgrade, add a vacation home or find that first home, turn to Suffolk Credit Union for borrowing options that fit your budget and your lifestyle.

Various terms available

Special programs for first-time buyers and senior citizens

Suffolk Credit Union mortgages are available for properties in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Ohio, New Hampshire, Vermont, Florida, North Carolina and South Carolina. 

Whether you're a first-time buyer or a longtime owner, mortgage options from Suffolk Credit Union give you the purchasing power you need. 

Fixed-Rate and Adjustable-Rate Mortgages

We offer a range of home loans with various rate options and terms to meet your needs. Finding your right mortgage is the key to sustainable homeownership. 

Reverse Annuity Mortgages

If you've paid off your house, a reverse annuity mortgage (RAM) lets you turn your equity into cash to pay for home repairs, property taxes, long-term care, medical treatment and more. 

First-Time Homebuyers Club

We're eager to help you reach that exciting milestone of buying your first home. We'll walk you through each step of the process so you're a more confident buyer.

Home Assistance Subsidy

If you qualify, you can receive $1,250 toward down payment and closing costs* to help make your home purchase more manageable.

Financial Education

Tips to tune-up your financial plan.

First Time Home Buyers Club

Helping you make the right move.

* Home Assistance Subsidy program offers (8) $1,250 subsidies annually for down payment and closing cost assistance for the financing of a primary residence (including refinance or purchase) by qualified loan applicants purchasing within zip codes 11701, 11706, 11713, 11717, 11722, 11726, 11749 and 11798. Please speak to a mortgage representative for additional details.