Whether you're looking to enjoy low interest rates, earn rewards, or build your credit, our cards are designed to meet your personal financial goals.
With money-saving low rates, no annual fees, and real respectful local support you can rely on, Suffolk Credit Union offers the flexibility and benefits you deserve.
Plus, you’ll enjoy enhanced security features, self-service options with Card Controls, and convenient access to your account anytime, anywhere with online and mobile banking.
0.00% Introductory APR for a period of six (6) billing cycles.
Low Interest Rates
As low as 12.49% to 18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction is in U.S. dollars.
None
Earn 1 point back for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards, and more.
0.00% Introductory APR for a period of six (6) billing cycles.
Earning Rewards
As low as 14.24% to 18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction in U.S. dollars.
None
Strengthen your credit by using a secured card that helps you build and improve your credit score.
N/A
Building Your Credit
18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction in U.S. dollars.
None
0.00% Introductory APR for a period of six (6) billing cycles.
Low Interest Rates
As low as 12.49% to 18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction is in U.S. dollars.
None
Earn 1 point back for every dollar you spend on all purchases that can be redeemed for travel, merchandise, gift cards, and more.
0.00% Introductory APR for a period of six (6) billing cycles.
Earning Rewards
As low as 14.24% to 18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction in U.S. dollars.
None
Strengthen your credit by using a secured card that helps you build and improve your credit score.
N/A
Building Your Credit
18.00% when you open your account, based on your creditworthiness.
$10.00 or 3.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction in U.S. dollars.
None
* Annual Percentage Rate (APR)
**Special Introductory Rate Offer is available for new Suffolk Credit Union® Mastercard® Platinum and Rewards Card accounts opened between November 11, 2024, and March 31, 2025. The Annual Percentage Rate (APR) for purchases and balance transfers made during the first 6 billing cycles is 0.00%. After that, your APR for Platnium Cards will be 12.49% to 18.00% varies based on the Prime Rate plus an index depending on your creditworthiness. After that, your APR for Rewards Cards will be 14.24% to 18.00% varies based on the Prime Rate plus an index depending on your creditworthiness. During the first 6 billing cycles, there will be no fee for balance transfers. After that, the fee for each balance transfer will be $10.00 or 3.00% of the amount of each balance transfer, whichever is greater. This offer is invitation only, all applications subject to credit approval. For complete information and disclosures click here.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
