Free Advantage Checking

Make the choice to earn a high-rate dividend on your balance.

The Advantage clearly is yours.

Sure, it's a free checking account. And it's also loaded with extras. You get more than a go-to account for daily money management. You have access to multiple rewards, too.

No minimum balance requirement

Dividends paid when you sign up for various e-services

Earn more on your account when you use convenient services* such as eStatements, Online Bill Pay, Direct Deposit and signature-based Mastercard® Debit Card transactions. 

You need a checking account that's hassle-free, doesn't nickel-and-dime you but gives you all the tools you want to manage money easily. Check out Free Advantage Checking. 

  • Manage your account and pay bills through Online Banking and our app 
  • Make this account interest-bearing by using convenient services*
  • Back up your account with Courtesy Pay Overdraft Protection to avoid insufficient funds fees

Financial Education

Tips to tune-up your financial plan.

Mobile Banking

Bank beyond the branch.

*Momentum Rewards provides a high-rate dividend each month to members with FREE Advantage Checking that are enrolled in eStatements, conduct at least three online banking Bill Pay transactions per month, have a direct deposit of at least $250 per month into this account, and complete at least $300 in signature-based debit card transactions per month. Accounts meeting the monthly criteria will automatically receive the Beacon Rewards rate of 1.50% Annual Percentage Yield (APY) applied to balances up to $25,000 and 0.35% APY applied to balances greater than $25,000. Dividends are calculated on a day-of-deposit to day-of-withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Fees could reduce the earnings on the account.